Geo-Arbitrage Calculator

Calculate how much you can save by earning in USD/EUR while living in a lower-cost country. See your purchasing power multiplier.

Geo-arbitrage can dramatically increase your savings. A $100,000 USD salary that barely covers expenses in San Francisco can provide a luxurious lifestyle and 50%+ savings rate in places like Mexico City, Lisbon, or Bangkok. This calculator shows your purchasing power multiplier and potential savings across different destinations.

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Frequently Asked Questions

What is geo-arbitrage?

Geo-arbitrage is the practice of earning income in a strong currency (like USD or EUR) while living in a country with lower costs. Remote workers can leverage this by working for companies in high-income countries while living in places where their money goes 2-4x further.

Is geo-arbitrage just for digital nomads?

No. While popular among nomads, geo-arbitrage works for anyone with location-independent income. This includes remote employees, freelancers, business owners, investors with passive income, and retirees. You don't need to travel constantly - many people settle long-term in one lower-cost country.

Will my company pay me the same if I relocate?

It depends on the company's policy. Some pay the same regardless of location (location-agnostic), others adjust based on local market rates. Even with a 20-30% location adjustment, you often come out ahead due to the dramatic cost difference. Research your company's policy before planning.

What are the downsides of geo-arbitrage?

Potential challenges include: timezone differences with your team, visa/legal complexity, distance from family and friends, healthcare quality concerns in some destinations, potential tax complications, and adapting to a new culture. These are manageable but require research and planning.